Financial Disclaimer

Nomu is an educational and informational product. This disclaimer applies to everything we provide — lessons, the portfolio tracker, the retirement planner, the AI assistant, and any data or figures shown in the app.

Not financial advice

Nothing in Nomu is investment, financial, legal, accounting, or tax advice, and nothing is a recommendation, offer, or solicitation to buy, sell, or hold any security or to adopt any investment strategy. The information is general in nature and does not take account of your personal circumstances, objectives, or financial situation.

No advisory relationship

Using Nomu does not create an advisory, fiduciary, brokerage, or professional relationship between you and us. We are not a licensed or registered broker-dealer, investment adviser, financial planner, or tax adviser in any jurisdiction, and we do not hold ourselves out as one.

The AI assistant and tools are illustrative

The AI assistant can reference information you enter, including your portfolio, but its responses are automated, general information — not a personal recommendation. AI output may be incomplete, out of date, or wrong; you must verify anything before relying on it. Retirement and planning projections are hypothetical illustrations based on the assumptions and inputs you provide. They are not forecasts, promises, or guarantees of any outcome.

Investing involves risk

All investing involves risk, including the possible loss of the money you invest. Markets are volatile and unpredictable. Past performance is not a reliable indicator of, and does not guarantee, future results. We do not assess whether any investment is suitable or appropriate for you.

Market and third-party data

Prices, fundamentals, news, and other market data are provided by third parties on an "as is" basis and may be delayed, incomplete, or inaccurate. We are not responsible for third-party data.

Your responsibility

You are solely responsible for your own financial decisions and their outcomes. You should obtain advice from a licensed professional who can consider your individual circumstances before making any investment decision. The availability of Nomu in your location does not mean it is appropriate or lawful for you to use it there; you are responsible for complying with the laws that apply to you.

Limitation of liability

To the maximum extent permitted by law, we are not liable for any investment losses or other losses arising from your use of, or reliance on, Nomu. This is in addition to the limitations of liability in our Terms of Use.